You agree to the following terms, conditions and legal disclaimers as a result of using this service.    This service is for entertainment purposes only and you must be (18) years of age or older.

1. No recording of the session is allowed due to existing audio and video rights contracts and restrictions. Transcripts and MP3 copies of sessions are not provided or allowed due to confidentiality guidelines. You are welcome to take your own notes.
2. Counselling sessions with Winnifred are a combination of her subjective insights along with direct questions you may have relative to situations in your life. Results vary from person to person.
3. All counselling and guidance are subject to your own interpretation.  You are agreeing that any information and guidance provided does not constitute or substitute for any of the following, but not limited to the advice provided by legal, psychological, financial, medical, or business professionals
4. You claim full responsibility for the choices and actions taken based on the content of your counselling sessions or healing advice. By using this service, you release Naazima Inc., Winnifred Davis and all associates and all associated companies and entities of all liability as a result of any actions you take by using this service.
5. If you are clinically depressed, have been diagnosed with a similar critical health problem or have any other medical emergencies, please seek help from a medical/health professional or go to your nearest hospital.
6. By using this service, you agree you will not take any action across social media channels, conventional media, or social media platforms that would disparage Winnifred Davis or Naazima Inc.
7. No authorizations are given or implied to record or distribute information obtained from readings with Winnifred.
8. We reserve the right to refuse services to anyone at any time for any reason.
9. All sessions with Winnifred are strictly confidential.
10. All prices shown on our website are shown in USD (US Dollars) and CAD (Canadian Dollars).  Please remember to convert these prices into your local currency.
11. If you miss your scheduled session time with Winnifred and fail to notify the office in advance, you will be charged for the full session time.
12. Minimum (21) day notice required for all cancellation requests.  In the case of cancellation requests that are received by the office in less than (21) days from the session start, we do not offer any type of refund.
13. Once you complete your session with Winnifred by staying on the call for the duration of the session, we do not offer any type of refunds of any kind within the first 10 minutes of your session.
14. Counselling is given only and solely to the individual who has requested and agreed to the terms herein mentioned.

SPECIAL NOTE A2): If you dispute a charge for Sessions with Winnifred or cause a charge-back with PayPal or your Bank or Credit Card Company for any reason, and further cause the Office Team to seek you out for payment, we reserve the right to REFUSE ALL SERVICES to you in the future.

We accept all Major Credit Cards and Debit Cards through our PayPal Processing Systems.  A PayPal account is NOT required and we offer a way to directly enter your payment information.

After selecting your reservation time slot, select the “Pay Now” button, then simply use the option that indicates “Pay with Debit or Credit Card”.  This will allow you to enter your Credit Card or Debit Card information directly and does not require a PayPal Account.